The Affordable Care Act Is The Chief Repair Of The United...

The Affordable Care Act was the chief repair of the United States health care system that afford coverage for over 94 percent of Americans (ACA, 2014). These countless modifications benefit many Americans who have pre-existing conditions which normally had not been obtainable up to know. This project described the Health Insurance Marketplace coverage that function identified by metal tier that include consumer-costs and services. Each family decision will be individual regards they health status and economical needs. Even vulnerable people (immigrants) is also part of that who contribute United States economy and expected to be in good health. Programs such as manage care and Medical Assistance Program (Medicaid) vacant for this†¦show more content†¦The metal tiers deliver basic understanding for consumers of health coverage categories such as Bronze, Silver, Gold, and Platinum that will greater or lesser cover health care costs, but not include quality of care. In other wo rds, the higher the metal level, the highest payment from health plan will be received for users care overall. On the other hand, the lower the metal level the more users have to pay for provided care. Out of four categories Platinum and Gold (higher premium) compensate higher costs of health care than Bronze and Silver (lower premium). Bronze and Silver categories have lowest monthly insurance bill for users, however highest deductibles and out-of-pocket costs. In opposite site Platinum and Gold categories offered highest monthly payment and lowest deductible and out-of-pocket costs. Based on the consumer income after enrolling in a Silver plan user could qualified for cost-sharing reductions benefits of that is fairly low premium, lower deductible, and pay lower from out-of-pocket costs when care needed. Before a consumer chooses a plan, a good idea would be to evaluate self-health condition and how much money users want to spend in total care costs. For example, if users projected a lot of physician visits per year, hospital stays or need regular prescriptions in this case user need to think about Platinum or Gold plan because the plan covers a higher monthly premium, but covered higher costs of